Features & Amenities

Interior

  • Other Interior Features

    Breakfast Bar, Pantry

  • Total Bedrooms

    3

  • Bathrooms

    3

  • Cooling YN

    YES

  • Cooling

    Ceiling Fan(s), Central Air

  • Heating YN

    YES

  • Heating

    Electric, Central

  • Pet friendly

    N/A

Exterior

  • Garage

    No

  • Construction Materials

    Frame

  • Other Exterior Features

    Balcony

  • Patio and Porch Features

    Covered, Deck, Patio, Porch

  • Pool

    Yes

  • Pool Features

    Outdoor Pool, In Ground, Private

  • View

    Water

Area & Lot

  • Lot Size(acres)

    0.1

  • Property Type

    Residential

  • Property Sub Type

    Single Family Residence

  • Architectural Style

    Beach House

Price

  • Sales Price

    $949,000

  • Zoning

    City, Resid Single Family

  • Sq. Footage

    1, 860

  • Price/SqFt

    $510

HOA

  • Association

    Yes

  • Association Fee

    $199

  • Association Fee Frequency

    Monthly

  • Association Fee Includes

    N/A

School District

  • Elementary School

    Destin

  • Middle School

    Destin

  • High School

    Destin

Property Features

  • Stories

    2

  • Sewer

    Public Sewer

  • Water Source

    Public

Schedule a Showing

Showing scheduled successfully.

<
>
IN PERSON
VIA CHAT

What is 3 + 4 ?


Change time

Mortgage calculator

Estimate your monthly mortgage payment, including the principal and interest, property taxes, and HOA. Adjust the values to generate a more accurate rate.

Your payment

Principal and Interest:

$

Property taxes:

$

HOA fees:

$

Total loan payment:

$

Total interest amount:

$

Location

County

Okaloosa

Elementary School

Destin

Middle School

Destin

High School

Destin

Listing Courtesy of Kyle V Hock , RealJoy Realty LLC

RealHub Information is provided exclusively for consumers' personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. RealHub website owner shall not be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

Agent Maria Howell

Owner

Maria Howell

Call Maria today to schedule a private showing.


* Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request.© 2024 FMLS.
An exceptional master piece of coastal design awaits. Luxuriously remodeled and perfectly located, this home features exclusive beach access and a private heated saltwater pool. 78 Terra Cotta Way, an exquisitely reimagined 3-bedroom + office/bunk room, 3-bath luxury beach home featuring a private heated saltwater pool and exclusive deeded, gated beach access, perfectly situated in the prestigious Terra Cotta Terrace community. This remodeled coastal haven welcomes you with a new roof, tropical landscaping, a brick paver driveway, a charming covered front porch, fresh 2021 exterior paint with completed stucco inspection, and additional outdoor storage added to the exterior of the home. Read more... Inside, the open-concept layout is elevated by Calacatta Gold tile flooring, crisp white trim, an elegant real wood-burning fireplace, and designer finishes throughout, The totally remodeled chef's kitchen showcases breathtaking Misterio Vico Subra quartz waterfall countertops, Storybook greige lower cabinetry, Charlotte Beach upper cabinetry, champagne hardware, a gas range with double oven, and a stunning glass subway tile backsplash, all hand-crafted to create a luxurious statement for your friends, family and vacationing guests. The spacious bedrooms and spa-like bathrooms offer comfort and serenity, while the flexible office/bunk room provides the perfect space for guests/bunk room or remote work. The second-floor master suite invites you onto a serene private balcony facing east, where each morning greets you with Destin's breathtaking sunrise - an intimate moment that we all need. The first-floor primary suite provides effortless luxury as well, offering elegant French-door access to the sparkling pool. Outside, the pool area features a remarkable motorized shade system that extends from the home to cover the water, creating a blissfully cool retreat during the warm summer months.

The third bedroom enjoys direct access to the third bathroom, which also opens to the hallway for added convenience. The spacious bunk room, currently utilized as an office, offers generous versatility and can easily adapt to suit your needs.
 Outdoors, the property transforms into a private resort with a sparkling heated saltwater pool, cool deck surround, privacy fencing, a side patio ideal for dining and entertaining, and a multi-zoned sprinkler system. Additional upgrades include a 2025 concrete tile roof, 2023 water heater- ensuring a truly wonderful experience. The driveway hold 3 vehicles.
 This home is equipped with Miami-Dade-approved hurricane protection, providing top-tier safety and peace of mind during storm season and showcasing impact standards, ensuring year-round durability and reduced insurance costs.

For added convenience, the property includes two outdoor storage closets - perfect for keeping beach gear, bicycles, sports equipment, gardening tools, or any other items you want easily accessible yet neatly tucked away.

Additionally, the home is future-ready with a dedicated receptacle for a Level 2 electric vehicle (EV) charger. Whether you already own an EV or plan to in the future, the setup is in place to support fast and efficient home charging.

One of the most appreciated features of Terra Cotta Terrace is that the community streets are not used as "cut-through" routes. This ensures a quieter, more exclusive atmosphere and perfect for morning walks, bike rides, and a true sense of neighborhood serenity. Residents also enjoy exceptional amenities such as a clubhouse, community pool, tennis and pickleball courts, sand volleyball, and proximity to a new on-site restaurant (see picture), all just steps from the private gated beach access across Scenic Hwy 98. Ideally positioned near beachfront dining, boutique shopping, championship golf, world-class fishing, Destin Commons, and Silver Sands Premium Outlets, this home offers an unparalleled blend of luxury and location. More than a residence, 78 Terra Cotta Way is a coastal retreat designed for effortless living and unforgettable moments - a destination where families, friends, and vacationers will never want to leave.

78 Terra Cotta Way

Message successfully sent.

What would you like to know?

What is 3 + 4 ?

Related Properties

Gorgeous 3 Bedroom/2 Bath beach house located in the heart of Crystal Beach just steps to the beach.  Tastefully decorated and meticulously maintained cottage backs up to a quiet walking path.  Coastal Chic design with light, neutral shades throughout.  Granite countertops, stainless steel appliances, tile flooring(installed 2019), water heater(2015), HVAC(2018), new metal roof(2021), hardiplank siding(2022) and pool(2024).  A 6' wooden privacy fence ensures that you can relax in peace beside your 12 x 24 pool.   Unfinished shed can be converted into an office or 4th bedroom.  Perfect as a primary residence, second home or short/long term rental. Driveway can accommodate up to 5 vehicles.  This house has never been rented, and has had only one owner.  Buyer to verify all measurements.
#976491

Destin

4485 Luke Avenue B

3 Beds

2 Baths

1,500 Sq.Ft.

$1,100,000

MLS#: 976491

New on site 1 day ago
Boaters and beach lovers--this is the one you've been waiting for! Located on Destin Harbor, this beautifully updated 3-bedroom, 3.5-bath townhome features a boat slip and lift that can accommodate up to a 30' boat. Enjoy panoramic views of the harbor from your private outdoor decks. This multi-level home includes a garage, updated kitchen and bathrooms and a new A/C in 2024, making it as turnkey as it is charming. It also comes fully furnished and rental ready, perfect for vacation rental income or immediate personal enjoyment. The vacant lot across the street is available for additional parking. There are no HOA fees for the townhouse and low annual $445 fee for Holiday Isle Improvement Association. Set sail from your private slip or enjoy the harbor views with your morning coffee. The first level features a bunk room that sleeps four and includes a bath. The second level offers great views from the living room and kitchen.  The third level boasts the harbor-front primary suite and bath, as well as a guest room and bath. This is coastal living at its finest. Schedule your private showing today!
#995211

Destin

187 Durango Road

3 Beds

3 Baths

1,430 Sq.Ft.

$1,095,000

MLS#: 995211

New on site 1 day ago
Welcome to this unique Florida Victorian style cottage, a treasure within the sought-after coastal enclave known as Sovereign Isle. This beautiful home offers an unparalleled blend of comfort and sophistication.  Just 3 Blocks from the Beach! Discover this beautifully updated, two-story home in the charming Sovereign Isle neighborhood of Destin, FL. With 4 bedrooms, 2.5 bathrooms, and a versatile bonus loft space, this home offers the perfect blend of comfort and coastal living. Step inside to an open-concept layout featuring  double height raised ceilings in the living room, huge windows that flood the space with natural light, along with the most elegant ornate railing upstairs overlooking from the loft into the living area.
#995319

Destin

4589 Woodwind Drive

4 Beds

2 Baths

2,530 Sq.Ft.

$1,099,900

MLS#: 995319

New on site 2 days ago
Over $97,000 in proven rental income with more than $40,000 already secured for 2026 - this 12th-floor St. Croix residence is the income-producing Gulf-view opportunity buyers wait for. ---New flooring and furnishings throughout, upgraded bathrooms and kitchen, all window treatments and lighting upgraded! --- Assigned deeded parking space with this unit!---Silver Shells amenities include beach access, a 7,500 sq ft lagoon-style pool, indoor/outdoor heated pool, full-service spa and fitness center, pickleball, tennis and basketball courts, on-site Ruth's Chris Steak House, covered parking, and 24-hour gated security.----Located within the exclusive 30-acre Gulf-front enclave of Silver Shells, this beautifully appointed condo features an open-concept design filled with natural light, spacious living and dining areas, and a private balcony showcasing sweeping Gulf front views. The primary suite offers balcony access and an ensuite bathroom, while guest bedroom features a large bunk style bed with space to sleep up to 5 additional people.----Whether you're seeking a high-performing investment, a second home, or both, St. Croix #1202 delivers exceptional income potential paired with premier Gulf Coast living.
#995081

Destin

15300 Emerald Coast Parkway 1202

2 Beds

2 Baths

1,277 Sq.Ft.

$1,125,000

MLS#: 995081

New on site 2 days ago
Priced to Sell!  This 3-bedroom 3.5 bath unit in the heart of Destin is located in a gated complex that offers privacy, security, and plenty of beach to enjoy. With a gulf view overlooking a gorgeous pool and lush green space this condo is perfect for those who want to relax & unwind.
#995153

Destin

520 Gulf Shore Drive UNIT 317

3 Beds

3 Baths

1,870 Sq.Ft.

$789,000

MLS#: 995153

New on site 2 days ago
Welcome to Unit 204 at The Aegean, a rare opportunity to own a stunning Gulf-front condominium on the iconic Holiday Isle in Destin, Florida. This beautifully appointed 2-bedroom, 2-bath unit offers classic coastal living with breathtaking views of the sugar-white sandy beaches and emerald waters of the Gulf of Mexico from your private balcony -- the perfect backdrop for morning coffee or evening sunsets.Step inside to discover a comfortable, well-designed floor plan ideal for vacation living, full-time residence, or a high-performing investment rental. The living and dining spaces are bright and breezy, with plenty of natural light and direct access to the balcony that maximizes the Gulf view. The well-equipped kitchen and generous bedroom suites provide both function and comfort, effortlessly blending relaxed beach style with everyday convenience.
#995109

Destin

520 Gulf Shore Drive 204

2 Beds

2 Baths

1,173 Sq.Ft.

$799,000

MLS#: 995109

Seller offering up to $10,000 in furnishing credit with acceptable offer for buyer to make it their own! Look at this price for a penthouse in Destin! Highly Coveted Covered Garage Parking Spot Included! Penthouse residence with soaring 11-foot ceilings and expansive views. Kitchen is equipped with full appliances and ample cabinet storage. Primary suite features its own private bath; additional bedrooms are well sized and offer comfort and convenience. Residents enjoy resort-style amenities including lagoon-style pool, Gulf-facing pool, fitness center, theater room, gated entry, and deeded beach access. HOA maintains all exterior, common grounds, security, and landscaping. Rare opportunity to own a beachside penthouse with reserved covered garage parking--schedule your showing today!
#994750

Destin

1751 Scenic Highway 98 PH3

3 Beds

2 Baths

1,511 Sq.Ft.

$929,000

MLS#: 994750

Elegant Golf-View Ranch Home With Outdoor Living.This stunning five-bedroom, four-bathroom home with a three-car garage is located in the serene Emerald Bay Golf Club community and is just moments from the clubhouse and neighborhood amenities.A creamy Greek villa stucco exterior, an eight-foot wood front door, and tiled porches make a perfect place to enjoy your morning coffee. As you step into the home, you are met with picturesque fairway views. The main living space features a triple sliding glass door that leads to a screened porch with a custom outdoor kitchen, ideal for indoor-outdoor living and entertaining.Spend evenings in front of the beautiful fireplace, surrounded by seaglass and shiplap detailing. The formal dining room showcases custom millwork throughout, offering an inviting space for hosting family dinners. The spa-like master bathroom boasts a shimmering blue herringbone accent tile, along with dual vanities.

With its functional single-story layout, modern fixtures/ finishes, and desirable golf course setting, this home offers a well-balanced blend of style, comfort, and location within Emerald Bay.

The home is currently under construction and receiving its final finishing touches. The builder can close in 30 days.
#994363

Destin

655 Emerald Bay Drive

5 Beds

4 Baths

2,376 Sq.Ft.

$989,900

MLS#: 994363

Price reduced
This exquisite 3-bedroom, 2-bath waterfront condo is perfectly situated along Destin Harbor and East Pass, offering panoramic water views from multiple private balconies. Wake up to breathtaking sunrises with your morning coffee and end each day with vibrant sunsets painting the sky. The open-concept living area is bathed in natural light, seamlessly blending indoor comfort with outdoor beauty, ideal for entertaining or simply relaxing in style. The elegant master suite serves as a private sanctuary, complete with its own balcony where the gentle sounds of the waves and endless views create a true coastal escape. Experience the lifestyle firsthand, call to schedule your private showing now! The result is a flexible layout ideal for hosting family, accommodating guests, or maximizing rental potential when desired.

From the moment you enter, the water commands your attention.

The living and dining areas open seamlessly to a spacious balcony overlooking East Pass, where boat traffic, emerald waters, and coastal sunsets create a constantly evolving backdrop. Natural light fills the interior, enhanced by updated finishes and a neutral coastal palette that feels refined, clean, and move-in ready.

The kitchen has been updated to complement the modern aesthetic while remaining highly functional for entertaining. Whether preparing a casual brunch after a morning on the water or hosting an evening gathering, the layout supports effortless flow between cooking, dining, and relaxing.

The primary suite offers a retreat within the retreat.

With its own private balcony and water views, the primary bedroom delivers a peaceful start and finish to each day. Imagine opening the doors to coastal breezes and the sound of water just beyond your line of sight. The ensuite bath has been refreshed to reflect the home's updated character, creating a comfortable and private space to unwind.

The additional bedrooms provide flexibility rarely found at this price point within the building. Whether configured for guests, home office use, or additional sleeping capacity, the expanded layout increases both lifestyle functionality and income potential.

And in a building where many units remain dated, this one stands out.

East Pass Towers is known for its boutique scale, low density, and prime Holiday Isle positioning, directly across from the Gulf and steps from boating access. Residents enjoy proximity to the Destin Harbor, waterfront dining, charter fishing, paddleboarding, and beach access, all while maintaining a quieter residential feel compared to larger resort-style complexes.

The HOA offers owners a lock-and-leave lifestyle that appeals strongly to second-home buyers.

For those considering rental income, the expanded sleeping capacity creates a strategic advantage over traditional two-bedroom layouts. Three functional sleeping spaces can significantly enhance booking flexibility and nightly rate potential, particularly during peak Gulf Coast seasons.

Beyond the walls of the residence, Holiday Isle remains one of Destin's most desirable waterfront enclaves. Positioned between the Gulf of Mexico and the harbor, it offers a rare dual-water experience that continues to attract buyers seeking both recreation and long-term value.

Boating enthusiasts appreciate the direct proximity to East Pass and the Gulf beyond. Beachgoers enjoy nearby white sand access. Food lovers are minutes from harbor-front dining and entertainment. Yet when you return home, the setting feels private and removed.

At $790,000, this residence is strategically positioned within the building, offering updated condition, expanded functionality, and compelling water views without reaching the higher price thresholds of some original three-bedroom stacks.

In a market where buyers are increasingly selective, properties that are both turnkey and uniquely functional stand apart.

This is not simply a condo.

It is:
" A coastal escape without renovation stress
" A lock-and-leave second home
" A flexible layout for hosting
" A potential income-producing asset
" A water-view lifestyle at a compelling entry point into East Pass Towers

The opportunity here lies in differentiation.

Where others may offer standard layouts, this residence offers adaptability.

Where others may require updates, this one is ready now.

Where others compete strictly on square footage, this home competes on experience.

And experience is what drives purchasing decisions in waterfront real estate.

If you have been searching for a Holiday Isle property that balances water views, interior updates, expanded sleeping capacity, and strategic pricing, this residence deserves your attention.

Private showings available by appointment. Make an appointment today.
#994243

Destin

100 Gulf Shore Drive 303

3 Beds

2 Baths

1,490 Sq.Ft.

$790,000

MLS#: 994243

MAKE AN OFFER , Villages of Crystal Beach, Known by investors for its fantastic rental return rate. This 2 story can be the next RENTAL GENERATOR to your investment portfolio. This 4-bedroom, 3.5-bathroom beach home in the heart of Destin is the closest property in Villages of Crystal Beach to the beach with over 2,000 sq. ft. of open concept living space and a sleeping capacity for 12. This private gated vacation retreat is steps from the lagoon style pool with a gradual beach-like entry
#994198

Destin

207 Kono Way

4 Beds

3 Baths

2,040 Sq.Ft.

$925,000

MLS#: 994198

 - property

Send a message

Message successfully sent.

Your message

What is 3 + 4 ?

Reason for contacting?

Sign Out

Virtual Assistant

Would you like to take the next step with this property? We can help you schedule a showing or virtual tour, or send you more details.

Yes, I would like more information.

Thank You for Your Reply, One of Our Agents will contact you as soon as possible

No, maybe later.

Thank you, you can always contact me via email, phone number or through the contact form.

Realhub AI

Lucy - Your AI-Powered Realtor

Update Your Temporary Password

Personalize your search

Enter your email and we'll notify you immediately when new listings match what you're looking for.

or enter email address

Already have an account ? Login here

Continue your home search

Already have an account ? Login here

We use cookies

We use cookies primarily for analytics to enhance your experience. By accepting, you agree to our use of these cookies. You can manage your preferences or learn more about our cookies policy.